// Insights

What we're thinking about.

Essays on AI, insurance, and the gap between tools and transformation.

No Memos, No Code: How Our Exec Team Spontaneously Built an AI Leadership Layer

Everyone on our leadership team built their own team of specialized AI agents. None of them were asked to build one and most have never coded before (or since).

March 25, 2026·7 min read

We Built an AI-Native Insurer. Here's Why Incumbents Can Win Too.

The organizational immune system is real. But so is the operational advantage incumbent carriers have—if they move fast enough.

March 6, 2026·9 min read